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Complaints · CFPB Consumer Complaint Database 2026-09-11

The federal Consumer Financial Protection Bureau runs a public ledger of complaints people file about financial products — credit reporting, debt collection, mortgages, checking accounts, prepaid cards. In the last 90 days, Texans filed 304,304 complaints. This page publishes company-level and product-level PATTERNS only. No individual complaint text is on this page, ever — see the source note at the bottom for why.

Texas · last 90 days

Top companies by Texas complaints

CompanyComplaints
Transunion Intermediate Holdings, INC. 108,999
Experian Information Solutions INC. 86,067
Equifax, INC. 85,074
Cl Holdings LLC 1,241
Lexisnexis 913
Encore Capital Group INC. 855
Capital One Financial Corporation 837
Portfolio Recovery Associates, LLC 831
Resurgent Capital Services L.P. 719
Jpmorgan Chase & CO. 623
Other (950 companies, each under 5 complaints or beyond the top 10) 18,145

Top products

ProductComplaints
Credit reporting or other personal consumer reports · mostly Credit reporting 286,358
Debt collection · mostly I do not know 11,163
Checking or savings account · mostly Checking account 1,859
Credit card · mostly General-purpose credit card or charge card 1,717
Money transfer, virtual currency, or money service · mostly Mobile or digital wallet 838
Other products2,369

How the company answered

Company responseCountShare
Closed with explanation 135,940 45%
In progress 102,806 34%
Closed with non-monetary relief 64,521 21%
Untimely response 572 0.19%
Closed with monetary relief 465 0.15%

465 Texas complaints in this window closed with monetary relief — that is 0.15% of the total.

Texas · company patterns

The top 5 Texas companies by complaint count in this window, each with the single issue most complaints named and, inside that, the most common sub-issue. The last column is the share of that company's Texas complaints in this window that closed with monetary relief to the complainant. A company with fewer than 5 Texas complaints is not named on this page — see the "Other" row above.

Company TX complaints Top issue Top sub-issue Resolved with monetary relief
Transunion Intermediate Holdings, INC. Incorrect information on your report Information belongs to someone else
Experian Information Solutions INC. Incorrect information on your report Information belongs to someone else 0.00%
Equifax, INC. Incorrect information on your report Information belongs to someone else
Cl Holdings LLC Attempts to collect debt not owed Debt is not yours
Lexisnexis Incorrect information on your report Information belongs to someone else

National context · last 90 days

Nationwide, 1,841,465 complaints were filed in the same window. This strip is context; the beat above is Texas.

Top companies · national

Top products · national

ProductComplaints
Credit reporting or other personal consumer reports · mostly Credit reporting 1,705,364
Debt collection · mostly I do not know 63,537
Credit card · mostly General-purpose credit card or charge card 20,370
Checking or savings account · mostly Checking account 20,073
Money transfer, virtual currency, or money service · mostly Mobile or digital wallet 8,374
Other products23,747

Company responses · national

Company responseCountShare
Closed with explanation 837,440 45%
In progress 614,221 33%
Closed with non-monetary relief 380,185 21%
Closed with monetary relief 5,870 0.32%
Untimely response 3,749 0.20%